What is a Debit Card?

The basic debit card definition is that they are a type of rectangular payment card that links to the owner’s checking account at their bank or credit union. When a debit card is used for payment, the amount paid is deducted directly from the checking account.

Debit Card vs Credit Card

Unlike credit cards, you do not carry a balance on a debit card since you are paying in full when using your debit card to make purchases. Debit cards protect you from going into debt since you cannot spend more than you have. The flip side is that you do not build personal credit with a debit card, which is important for larger purposes and loans down the line.

City Credit Union Debit Cards

A Visa debit card from City Credit Union looks like a credit card and spends like cash. With CCU, you get instant access, security, and convenience – all for free! That makes it the best debit card for teens and young adults, too.

Apply for your Visa Debit Card today!

Become a Member

CCU Visa Debit Card Features

The City Credit Union Visa debit card is accepted at over 20 million merchant locations worldwide.
Manage your account for free at nearly 5,000 ATMS across the country as part of your banking benefits.
Shop online with securely with Visa’s extra layer of protection on participating sites. (Look for the Visa Secure badge.)

Apply for your Visa debit card today by filling out the application form.

What is a Debit Card?

The basic debit card definition is that they are a type of rectangular payment card that links to the owner’s checking account at their bank or credit union. When a debit card is used for payment, the amount paid is deducted directly from the checking account.
Debit Card vs Credit Card

Unlike credit cards, you do not carry a balance on a debit card since you are paying in full when using your debit card to make purchases. Debit cards protect you from going into debt since you cannot spend more than you have. The flip side is that you do not build personal credit with a debit card, which is important for larger purposes and loans down the line.

Ask Us About the City Credit Union Debit Card!

Call (816) 252-2415, visit us in person, or fill out our online form to learn how to get a debit card through City Credit Union or to find out more about your other checking account features.

If your Visa debit card is lost or stolen, please call (800) 554-8969.

Ask Us About the City Credit Union Debit Card!

Call (816) 252-2415, visit us in person, or fill out our online form to learn how to get a debit card through City Credit Union or to find out more about your other checking account features.

If your Visa debit card is lost or stolen, please call (800) 554-8969.